Pick Your Best Contract Phone No Matter Your Credit

Have you tried to get a contract phone but failed because of a low credit score? The fact is that people go through tough times and some things that are out of control can bring about bad credit. The main reason why mobile phone companies do not enter into contracts with clients having poor credit is the level of risk. People with bad credit are viewed as high-risk entities and mobile companies believe they might lose money by bringing them onboard.

How to get a phone contract with bad credit

The best way to get a contract phone is by trying to lower the risk you pose to the mobile phone companies. You can do this by checking with good dealers like PhonesWorld that are highly committed to ensuring everybody has a good phone to connect, work, and enjoy every moment. Here is an account of how to get phone contract with a low credit score.

  • Compare available mobile handsets

The beginning point when looking for a phone contract with bad credit is comparing available handsets. You will need to forego those phones with top end features because they are very costly. There are many budget smartphones with lovely features you can select to keep the risk that the mobile phone company takes as low as possible.

  • Pay some deposit

When struggling with bad credit, some mobile phone companies will allow you to pick the contract phone of choice if you pay some money upfront. This reduces the remaining burden for the buyer and lowers the level of risk for the phone company. This method is among the most effective when seeking a phone contract even with a poor credit score.


  • Go for SIM Only Contracts

The biggest concerns for mobile phone companies when a client with bad credit applies for phone contract is the cost of handsets. Because of this, you can opt to go for a SIM only contract that does not include a handset. The cost and risk involved here are low, and many companies will approve the contract. However, you will have to buy your handset separately. You can check for budget smartphones from top dealers such as PhonesWorld or buy used smartphones at lower rates. With a SIM contract, you can start improving your credit score until it reaches the point at which you can get an upgraded phone.

  • Liaise with the network company directly

Because different companies have varying policies on approving phone contracts for people with bad credit, it is advisable to check with them directly. Reach the customer service representatives and you will be surprised they are more flexible compared to applying online.


Causes of poor credit score

If you are declined a bad credit contract phone, you should know that it is only you who can change the situation by improving your credit rating. First, make sure to know the cause of poor credit scores and then work on improving it.

  • Bad credit history: Check for missed payments, delayed payments, and IVA’s. These can damage your credit score for a long time but will go away after you begin making payments.
  • Poor continuity: If you keep moving, changing jobs, or stay out of employment for long, the credit score goes down. Consider getting a permanent residence and update your bank, insurance, and other institutions immediately you make a shift.
  • Lack of a bank account or credit card: If you lack a bank account, the score will be very low and no company will accept a contract with you because there is no method of paying monthly commitments.

How to Pick the Best Budget Smartphone

If you want to get a smartphone, rest assured that there are top pieces on the market that have enthralling features that guarantee a great experience and value for money. However, you have to accept that some features common with top end phones will be missing in the budget smartphones. To be sure of getting and enjoying the best budget smartphones, here are some useful tips you can use.

  • The Hardware
  • Processor: Today many budget smartphones have processors similar to what is used in top end phones. The processor should be fast enough and be supported by a large memory of over 2GB. Suitable processors to consider for a budget smartphone include Snapdragon 801, Snapdragon 410, MediaTek MT6735M, and Snapdragon 212 among others.
  • Battery Life: A good smartphone should have a battery that can last for a long time without dying. The battery should allow you to make calls, browse and game the entire day before recharging. Notably, because budget phones come with lower resolution screens and other features that take less power, you can even enjoy longer battery life compared to top end phones. A good battery should be over 2000mAh.
  • The screen: There are two things to factor when checking on a smartphone screen; resolution and brightness. As screen sizes keep increasing, icons and texts of low resolution can appear awkward and blocky. Though higher is always better, consider a minimum resolution of 1280×720 on a 5inches screen. Besides, there are even budget phones that are full-HD. Make sure that the screen is bright and of higher quality to avoid straining when reading a text.
  • Camera: Phone cameras have become very critical and indeed the defining features for most smartphones in the market today. With a good camera, you are sure of capturing great photos on holiday, event pictures, corporate videos, and even close-up product pictures. Today, there are great budget smartphones with rear cameras of over 10 megapixels. Remember that the front cameras have equally become imperative because everybody wants to get perfect selfies. Therefore, do not go for anything less than 3 Mp for the front camera when spending over £100 on a smartphone.
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  • Software

The software that runs any smartphone is a crucial determinant of its effectiveness. Many budget smartphones run on Android or the Windows Phone operating system. Though Android is always better, many are the manufacturers who modify it and embed additional interfaces. This means that such smartphones get late updates or sometimes not at all. Though modified Android could add some great features, they often make the phones sluggish and at times unresponsive. However, smartphones that use plain Android tend to be faster and get updates regularly. Examples of smartphones with plain Android include Motorola phones and Google Nexus.

While many people have held the view that budget smartphones are of poorer quality, the argument does not hold today. Make sure to review the budget smartphones in the market to compare their hardware and software before picking your choice. Remember that you could enjoy even top of the range smartphones at lower rates by purchasing direct from the manufacturer or selecting those locked to a particular network.


What to Look for When Buying a Budget Smartphone for seniors

Over 50% of elderly people beyond 75 years live alone in the UK. Rthe smartphone market was thrown into a frenzy when Swedish phone manufacturer announced they would make a perfect budget smartphone for grannies. They are yet to meet their promise. This brings about the question; what is the ideal budget smartphone for a senior? The following are the top five things to consider when shopping for a budget smartphone for granny.

Large buttons:  Many smartphones on the market today only feature a single call button that is often very small. Though this is okay with many users, it can be problematic with seniors. The best phones for seniors should have large buttons so that even those who have shaky hands can use them. This should not simply apply to the call button alone, but to all buttons. For example, the numbers should be large enough so that even a senior with eyesight problems can still be able to see and use them easily.


Numbers with images for easier identification: Many are the times when elderly people suffer from memory loss because of their age. Because of this, they might find it difficult to remember numbers saved in the smartphone. Therefore, check for budget smartphones that bring numbers together with images for easier identification. Besides, the phone should allow the user to simply tap the image when making a call. Many smartphones have this customization though you will need to follow some procedures to set them up.

GPS-enabled: Whether your granny/grandpa lives in the countryside, elderly care centre or somewhere else, you will want to keep checking his/her whereabouts regularly. The phone should, therefore, be GPS enabled for easier tracking at all times.

Longer battery life: As your granny/grandpa ages, the chances are that he/she will keep forgetting to recharge the phone. The best budget smartphone should have a good battery with a very long battery life. Because you do not expect them to keep downloading music and other things that require a lot of power, the battery should be able to last for a few days.

Loud and clear sound: Just like their fading eyesight, many seniors also suffer from hearing loss. The budget smartphone you pick should have loud, clear sound to enable them to differentiate who is calling and get the message appropriately. While most of the smartphones in the market have adjustable loudspeakers, you will need to review them and pick the one with the clearest sounds.


The baseline to a great budget smartphone for seniors is simplicity. Every feature should be easy to access and use. In addition to other common features, the smartphone should come with an easy to access assistance button. This can be of great help in case the senior wants assistance when you are away or maybe even during the middle of the night.


A Comprehensive Guide to Caring for Your Smartphone Battery

When you have some field work to complete, assignment to follow, or other tasks that require your smartphone to keep running for a long time, a dying battery can be a real problem. However, the fact is that no battery can last forever! To stay powered up, keep the battery and smartphone safe, and enjoy your device more. Here is a comprehensive guide to caring for your phone battery.


  • Always take a spare charger that does not require connection to the mains

While your approved charger is the best for wall charging, you must be prepared when going to areas away from a power source. Technology has advanced a lot and you can charge the smartphone from a mobile pack or mobile power station. This supplies the smartphone with extra power until you can get home and charge as per normal.

  • Always keep the battery as cool as possible

One of the things that can easily damage your smartphone battery is high temperatures. If the battery is heated to over 95 degrees F, the process of wear and tear is accelerated and battery life reduced drastically. To maintain low temperatures, make sure that all the power plugs are kept clean, limit usage in open weather, and avoid placing the phone on hot objects. Besides, you should always charge the smartphone using the right charger and avoid leaving it on power when not in the room or going to sleep.

  • Discharge the battery once a month

Because of continued use and regular recharge before the battery is empty, there is a risk of some cells becoming redundant. By discharging at least once in a month, all the cells in the battery will be emptied to reinvigorate their full potential. The battery life will therefore be extended so that you can enjoy working for longer hours even when away from the mains. After the discharge, make sure to charge the battery to 100%.

  • Power cycle the smartphone every 48 hours

Most smartphones are programmed to maintain basic operations even when you are not using them. They nap to ensure that everything is running while turning off some features that take a lot of power such as the screen. However, many applications are hidden and could keep draining the smartphone power and finally exhaust it. Therefore, it is advisable to power cycle the smartphone every 48 hours. A power cycle reboots the smartphone and keeps it off for about 30 seconds before restarting. This way, all the applications that were running without your knowledge in the background will stop.


  • Turn off applications that use a lot of power

When you want the smartphone battery to last longer, identify the applications that take a lot of power and turn them off. For example, Wi-Fi drains a lot of power because it keeps searching for signal. Other applications to disable include USB and message notifications. Instead of getting notifications every moment that an email comes, you can set such alerts to come every 15-30 minutes. Remember only to turn off the applications that you are not using at that particular moment.